Head Office
  Location:
  Canora, SK
  Canada

  Teleservice
  563-2400
  Toll free
  1-877-535-1299

We would like to tell you about an exciting new product we are offering...

CUSAVE - (See-you-save)

High Interest Savings Account

This account does not require a minimum balance to operate, has easy access and funds are not locked in.

Save Money, Save Easily and Save Safely

Features:

• No minimum balance required, with a premium rate of interest earned and paid cummulatively once balance is $5000
• No set up fees or charges for online banking or telephone banking use in combination with chequing account which makes for easy access
• Funds are not locked in
• No Service fees for online banking, telephone banking, in-branch deposits
• $5 Service fee for in-branch withdrawals or transfers
• No bill payments, cheques or debit cards on this savings account
• Unlimited guarantee provided by Credit Union Deposit Guarantee Corporation

Open yours today through internet banking

Member Services — Account Types

Deposit Guarantee

Saskatchewan Credit Unions provide members with an unlimited guarantee of their savings and deposits. Our complete Deposit Protection Service is supported by a unique two-level system.

1. Local credit union reserves provide against potential financial loss
2. The Credit Union Deposit Guarantee Corporation provides unlimited protection to all Saskatchewan credit union members.

Personal Chequing

Access your chequing account with a MEMBER CARD® debit card through any ATM or point of sale terminal (INTERAC® network), with a MASTERCARD® GLOBAL PAYMENT™ card, or with personalized cheques. Please refer to Account Packages for pricing.

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Maximizer

Combines the convenience of a chequing account with the interest earnings of a savings account. Interest is tiered, calculated on the daily closing balance and paid monthly. Please refer to Account Packages for pricing.

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Heritage 60

Available to members age 60 and over and their spouses, regardless of age, if the account is joint. Special benefits include no charge for debits, utilities, money orders, travellers cheques, certified cheques and stop payments, as well as a $5.00 reduction on Safety Deposit Box rental.

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Premium Savings

This savings account pays interest monthly based on your minimum daily balance. Interest is credited to your account at month end.

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Student Choice Account

Our STUDENTCHOICE® package is a smart and easy way to achieve your educational goals. We offer you a variety of products, convenience and flexibility in managing your cash flow at competitive rates. It's designed for YOU!

The STUDENTCHOICE® package allows you to select from a variety of products that suit you best:

- An interest-bearing student account with a minimal monthly fee
- A student loan up to $10,000/year to a maximum of $40,000 for four years* with a monthly interest-only payments until 6 months after you finish or leave school
- Students obtaining a professional designation are entitled to additional funding to meet their educational costs*
- CU CREDIT® Student MasterCard® Credit Card or CU CREDIT® CHOICE REWARDS® Student MasterCard® Credit Card
- MasterCard® Global Payment Card
- Overdraft protection*
- A MEMBER CARD® debit card that can be used at any ACCULINK® or INTERAC® ATM machine in Canada or CIRRUS® machines around the world
- Internet home banking
- Telephone** banking to pay bills, make inquiries, transfer funds
- Competitive interest rates.

* On approved credit; certain conditions apply; co-applicant or guarantor may be required.

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MemberCard®

Your MemberCard gives you access to many recognized networks of automated teller machines and to Interac® Direct Payment services.

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Global Payment MasterCard®

A unique card available only to credit union members. This card gives you access to your chequing account - like a cheque or debit card. And you get all the benefits of a MasterCard - exceptional flexibility, security and convenience.

For the product features, visit http://www.cuets.ca/products/mastercard/card_global_payment.htm

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CU Credit MasterCard®

The best low fee credit card in Canada. This card offers tremendous value and benefits.

For the product features, visit http://www.cuets.ca/products/mastercard/card_lowfee.htm

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Discover Global Gold

Crossroads Credit Union offers a gold card for both the CU Credit MasterCard and the Global Payment MasterCard.For the product features, visit http://www.cuets.ca/products/mastercard/card_global_gold.htm

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Choice Rewards

Every time you use your Credit Union MasterCard Credit Card or Global Payment Card for purchases, you are rewarded with points redeemable for brand name merchandise, exciting travel packages and travel certificates.

For more details, visit http://www.cuets.ca/choice_r/creward.htm.

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